Azari Pay Technologies Ltd Cookie Policy
Effective Date: 27/7/2026
Last Updated: 27/7/2026
- Introduction
This Cookie Policy explains how AzariPay Technologies Ltd (“AzariPay“, “we“, “our“, or “us“) uses cookies and similar technologies when you visit or use our websites, mobile applications, online platforms, customer portals, digital services, and other electronic channels (collectively, the “Services“).
This Policy should be read together with the AzariPay Privacy Policy and Terms and Conditions.
By continuing to use our Services, you consent to the use of cookies and similar technologies in accordance with this Policy, except where your consent is not required under applicable law or where you choose to manage your cookie preferences.
- What Are Cookies?
Cookies are small text files that are placed on your computer, smartphone, tablet, or other device when you visit a website or use an online service.
Cookies enable websites and applications to:
- Recognise your device;
- Remember your preferences;
- Improve functionality;
- Enhance security;
- Analyse website performance;
- Personalise your experience; and
- Deliver relevant content and services.
Cookies generally do not contain information that directly identifies you, although they may be linked with information associated with your Account or device.
- Similar Technologies
In addition to cookies, AzariPay may use similar technologies, including:
- Web beacons;
- Pixel tags;
- Local storage;
- Session storage;
- Software development kits (SDKs);
- Device identifiers;
- Mobile advertising identifiers;
- API-based tracking technologies; and
- Other technologies used to improve security, authentication, analytics, and service performance.
For simplicity, this Policy refers to all such technologies as “cookies.”
- Why We Use Cookies
AzariPay uses cookies to:
- Operate and secure our Services;
- Authenticate Customers;
- Prevent fraud and cybercrime;
- Detect suspicious activity;
- Maintain user sessions;
- Remember login preferences;
- Process transactions securely;
- Improve website performance;
- Analyse customer behaviour;
- Enhance user experience;
- Personalise content;
- Measure service performance;
- Improve accessibility;
- Deliver customer support;
- Comply with legal obligations; and
- Protect the integrity of our systems.
- Types of Cookies We Use
- Strictly Necessary Cookies
These cookies are essential for the operation of our Services.
They enable functions such as:
- User authentication;
- Secure login;
- Account access;
- Session management;
- Payment processing;
- Fraud detection;
- Security monitoring;
- Load balancing; and
- Regulatory compliance.
Without these cookies, many Services cannot function properly.
Functional Cookies
These cookies remember your preferences, including:
- Language selection;
- Region;
- Accessibility settings;
- User interface preferences;
- Notification preferences;
- Device settings; and
- Display preferences.
Performance and Analytics Cookies
These cookies help us understand how Customers use our Services by collecting information such as:
- Pages visited;
- Time spent;
- Navigation paths;
- Error reports;
- Device information;
- Browser type;
- Operating system; and
- General usage statistics.
Where possible, this information is aggregated or anonymised.
Security Cookies
Security cookies help us:
- Detect suspicious logins;
- Prevent unauthorised access;
- Identify compromised devices;
- Prevent account takeover;
- Detect bots;
- Prevent automated attacks;
- Mitigate fraud; and
- Protect Customers.
Preference Cookies
Preference cookies enable us to remember:
- Previously selected options;
- Customer preferences;
- Saved settings;
- Dashboard configuration;
- Personalisation choices; and
- Service customisation.
Marketing Cookies
Where permitted by applicable law and with your consent where required, AzariPay may use cookies to:
- Measure advertising effectiveness;
- Deliver relevant promotions;
- Improve marketing campaigns;
- Limit repeated advertisements; and
- Understand customer engagement.
AzariPay does not sell your personal information to advertisers.
- Third-Party Cookies
Certain trusted third parties may place cookies when you use our Services, including providers of:
- Website analytics;
- Fraud prevention;
- Identity verification;
- Cloud infrastructure;
- Customer support;
- Payment processing;
- Security monitoring;
- Marketing services;
- Performance optimisation; and
- Other operational services.
These third parties process information in accordance with their own privacy policies and applicable law.
- Mobile Applications
Our mobile applications may use technologies similar to cookies, including:
- Mobile device identifiers;
- SDKs;
- Secure tokens;
- Push notification identifiers;
- Crash reporting tools;
- Performance monitoring technologies; and
- Authentication technologies.
These technologies help maintain secure and reliable mobile services.
- Managing Cookies
Depending on your browser or device, you may be able to:
- Accept cookies;
- Reject non-essential cookies;
- Delete cookies;
- Restrict certain cookies;
- Configure browser settings;
- Manage mobile permissions; and
- Withdraw previously given consent.
Please note that disabling certain cookies may affect the availability, security, or functionality of some Services.
- Browser Controls
Most internet browsers allow you to:
- View stored cookies;
- Delete cookies;
- Block cookies;
- Restrict third-party cookies;
- Receive notifications before cookies are stored; and
- Configure cookie preferences.
Instructions vary depending on your browser or device.
- Cookie Retention
Different cookies remain active for different periods.
These may include:
- Session cookies, which expire when you close your browser or application;
- Persistent cookies, which remain on your device until they expire or are deleted; and
- Security cookies retained for periods necessary to protect our Services and comply with legal obligations.
Retention periods may vary depending on the purpose of each cookie and applicable legal requirements.
- International Data Transfers
Information collected through cookies may be processed in countries outside your country of residence where AzariPay, its affiliates, or authorised service providers operate.
Where required by applicable law, appropriate safeguards will be implemented to protect your information during international transfers.
- Data Protection
Information collected through cookies is protected using appropriate technical, organisational, and administrative safeguards designed to prevent unauthorised access, disclosure, alteration, or destruction.
For more information about how we process personal information, please refer to the AzariPay Privacy Policy.
- Children’s Privacy
AzariPay’s Services are not intended for individuals who are not legally permitted to open or use an AzariPay Account under applicable law.
We do not knowingly use cookies to collect personal information from children in violation of applicable legal requirements.
- Changes to this Cookie Policy
We may update this Cookie Policy from time to time to reflect:
- Legal changes;
- Regulatory developments;
- Technology improvements;
- Security enhancements;
- Business changes;
- Operational requirements; or
- Updates to our Services.
The revised Policy will become effective on the date published unless otherwise stated.
- Contact Us
If you have any questions regarding this Cookie Policy or our use of cookies, you may contact us using the following official channels:
AzariPay Technologies Ltd
Website: www.azaripay.co
Customer Support: support@azaripay.co
General Enquiries: info@azaripay.co
Privacy Enquiries: privacy@azaripay.co
Compliance: compliance@azaripay.co
Registered Office: [Abuja, Nigeria]
- Your Acknowledgement
By using the AzariPay Services, you acknowledge that you have read and understood this Cookie Policy and that cookies and similar technologies may be used as described herein. Where your consent is required by applicable law, you may manage your cookie preferences through the tools provided by AzariPay or your browser settings.